Terms of Service

These terms of service (“Terms”) govern your use and access to our website (“Website”), including our service provided to you (“Service”) and any information or content appeared on the Website and communicated during our provision of Service, regardless of whether you are a paid user or a non-paying visitor. By using our Website and Service, you are agreeing to be bound by these Terms and our Privacy Policy.

  1. Our Service
    • Rich Anchor Consultancy Limited (“Rich Anchor”) is a business documents software service allowing customers to download business templates and for us to provide custom editing service. Our Service are subscription based. Details of the features of our different Service plans are shown in our Website.

Rich Anchor is not a law firm and we do not provide legal advice. We are not engaged in a legal practice and do not provide service as a law form nor a solicitor. We do not act for you nor act on your behalf in any matter relating to or in connection to the document templates (including our custom templates). You agree to fully read and understand the content of the documents templates and make your editing as appropriate. Our documents templates and our customised documents, including but not limited to, all our telephone and email communications should not be considered as legal advice provided by us to you. If you have any doubt in our documents templates (including custom templates), please seek legal advice from a law firm.

  1. Licence to use our Service

Provide you comply with the Terms, we grant you a limited, non-exclusive license to use our applications to access the Service.

  1. Payment Terms

3.1 All pacakages and fees paid is non-cancellable and non-refundable. A valid credit card is required to process the payment for your subscription. You shall provide our third party payment processing company, Paypal, with accurate and complete billing information including full name, address, telephone number and a valid credit card number. By submitting such financial information, you authorise Rich Anchor to charge you for all subscription fees incurred through your account. All the payments are securely processed by Paypal who is responsible for processing and storing your financial data. If you wish to know how your financial data is processed and stored, please read Paypal website’s privacy policy and terms and conditions.

  1. Change in Subscription Fees

Rich Anchor, in its sole discretion and at any time, may modify the subscription fees. Any changes to subscription fees will take effect at the start of a new subscription period.

  1. Limitation of liabilities

5.1 In no event shall Rich Anchor, nor its directors, shareholders, employee, executives, partners, agents, suppliers, or affiliates (collectively “Rich Anchor’s Entities”), be liable for any indirect, incidental special, consequential or punitive damages, including without limitation, loss of profits, data, goodwill, other intangible losses, arising from the use of, or the inability to use our Website or our Services. These exclusions or limitations apply regardless of whether or not any Rich Anchor’s Entities has been advised or notified of such losses of damages. The liabilities of Rich Anchor Entities to you are limited to the amount you have paid to Rich Anchor for the Services under the current term of your service plan.

  1. Indemnity

You agree to indemnity and hold Rich Anchor Entities harmless from and against all liabilities, damages, claims, costs (including legal fees and costs), and expenses in connection with or arising from (i) your breach of these Terms, (ii) your use of our Website and Services and/or (iii) any misrepresentation made by you. You also agree to fully cooperate with is in the defence or settlement of any claim in relation to or arising our of our Website, Services, these Terms or the Privacy Policy.

  1. Disclaimer

Your use of the Website and the Service is at your sole risk. The Website and the Service is provided on an “AS IS” and “AS AVAILABLE” basis. The Website and Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose or non-infringement.
Rich Anchor Entities do not warrant that a) the Website and the Service will function uninterrupted, secure or be available at any particular time or location; b) any errors of defects will be corrected; (c) the Website is free of viruses or other harmful components; or d) the results of using the Website and the Service will meet your requirements or expectations.

  1. Termination
    • We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liabilities, under our sole discretion, for any reason whatsoever, including, but not limited to, for a breach of any provision in these Terms.

All provisions of the Terms which by their nature should survive termination will survive termination, including, without limitation, limitation of liabilities, indemnity, disclaimer and governing law.

  1. Governing Law

These Terms and our Privacy Policy shall be governed and construed in accordance with the laws of Hong Kong SAR. Our failure to enforce any right or provision of these Terms and our Privacy Policy will not be considered a waiver of those rights. If any provision of these Terms or our Privacy Policy is held to be invalid or unenforceable by a court, the remaining provisions of these Terms and our Privacy Policy will remain in effect. These Terms and the Privacy Policy constitute entire agreement between us and you regarding our Website and our Service, and supersede and replace any prior agreements we might have had between us regarding the Website and the Service.

  1. Modifications to Service

We reserve the right, at any time, to modify, suspend or discontinue the operation of the Website or the Service, or any parts thereof with or without notice. You agree that we will not be liable to you or to any third party for any modification, suspension or discontinuance of operation of the Website and the Service, or any part thereof.

  1. Changes to Terms

We reserve, the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 day notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our Website or our Service after any modification become effective, you agree to be bound by the modified terms. If you do not agree to the new terms, you are not authorized to use the Website and the Service. Contact Us If you have any questions about these Terms, please contact us at info@richanchor.com.

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